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  • 02-03-2020
  • Business
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A three-digit number that lenders use to
make credit decisions

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chrstydwn1owlhcm
chrstydwn1owlhcm chrstydwn1owlhcm
  • 02-03-2020

Answer:

A FICO Score is a three-digit number based on the information in your credit reports. It helps lenders determine how likely you are to repay a loan. This, in turn, affects how much you can borrow, how many months you have to repay, and how much it will cost (the interest rate).  FICO is an abbreviation for the Fair Isaac Corporation, the first company to offer a credit-risk model with a score.

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